Initial
Consultation
When a foreclosure or pre-foreclosure situation exists, there is
a limited amount of time to stop the foreclosure process. We
recognize that your home is the most valuable asset that you
will ever own. A free consultation with a foreclosure consultant
is available to you at absolutely no cost. After the assessment
and evaluation has been made, the consultant will determine
whether or not we can help you save your home. If, we are unable
to assist, we will provide you with possible alternatives that
are in your best interests.Time is against you
The inaction of potential clients in making decisions can
severely hinder our ability to stop the foreclosure process. The
sooner you act the more options you will have available to you.
To help us better serve you, please have as much financial
information available when you contact us, including mortgage
statements, pay stubs, other debts and household spending by
major items.
Financial Analysis
We will work with you to evaluate your budget and try to help
you think of ways to reduce spending or to increase income. In
addition, we will analyze your situation and compare it to the
foreclosure laws in your state to make sure that we give you the
best service within the legal context of your situation. Because
of complex foreclosure laws which vary state to state, we have
trained our consultants to be well versed in the nuances of the
foreclosure process.
Negotiations
We will also work with you to help you present your case to the
lender. Think of us as your agent. We will use our knowledge of
the foreclosure process and relationships with creditors to get
you the best deal possible. We are your ally in this process and
will show (your) lender how you will get back on track and stay
there.
Conclusion
Once we have reviewed your financial package with your lender,
they will return to us with an option(s). We will then present
the option(s) to you and explain in detail how the new payment
package will work. Once you accept the payment package, we will
stop the foreclosure and help you to become current on your
mortgage once again. At the conclusion of your program, we will
help you think about ways to avoid foreclosure again and to
build long term equity value in your home. We can also refer you
to other service providers who can address any other financial
problems that you might be experiencing. Please contact us
immediately so that we can start you on the road to recovery and
financial security.
Guarantee
In the event we fail to negotiate an offer to help you stop or
avoid your current foreclosure and save your home, we will
refund up to 100% of the service fee paid by you. We believe
that if you are accepted into our program, we can help you in
over 95% of all cases. |
